I received a notice from my Medicare Advantage Plan (HealthSpan) informing me that my plan is being discontinued and that they are automatically enrolling me in a new Medical Mutual Advantage Plan for 2017. I'm looking at the costs. Do I have to go along with this change or do I have other options?
You do not have to accept this automatic change.
HealthSpan policyholders have the right to return to Original Medicare or shop for an Advantage plan that suits their budget and includes their preferred doctors, hospitals and other health care providers.
HealthSpan policyholders who take no action will automatically be enrolled in a Medical Mutual Medicare Advantage HMO plan effective January 1, 2017, and will have to start using the doctors and other providers in this new plan’s network. All policyholders should have received information on their new premiums, co-pays and other costs for the new plan.
If you wish to decline this coverage you have two options:
You can shop and compare other Advantage plans right now, during Medicare’s Open Enrollment period and sign up before December 7, 2016. Coverage for a plan you enroll in during open enrollment will take effect on January 1, 2017 so you will not have any coverage gaps.