Insurance Agent or 800?

Finding the right health insurance coverage can be overwhelming, especially for those who are new to Medicare. The learning curve can be pretty steep. When you go it alone, you have to figure out all the different options, consider the reputation of each company, weigh what each type of plan provides and decide which plan will offer the most cost effective coverage for the hospitals, doctors and prescriptions you use.

There is a better way. Talk to an independent health insurance agent who can sit down face-to-face and show you the best coverage for you. Independent agents and brokers represent a number of companies and will help you compare plans. Their goal is to find the coverage that suits your needs and budget.

Agents and brokers are required to complete ongoing insurance training and examinations so you are assured of getting up-to-date, accurate information. Best of all, you will not pay any more for your insurance if you purchase your plan through an agent or broker instead of an 800 number. Independent health insurance agents are compensated by the insurance company, not the customer.

As an independent agent and broker, I provide my clients with many additional services as well, including:

Advice: I help each client select a plan that covers their preferred doctors, hospitals and prescription drugs. I also have a good idea of which companies have the best track record when it comes to pleasing their customers.

Help with questions: My customers have me to turn to when they have questions. That’s a lot better than an 800 number where you might reach a different customer service representative every time you call.

Help with claims: I am a phone call away when my clients have questions. I provide assistance if they need help filing a claim or an appeal. It is the personal service I offer that sets me apart from an 800 number.

When it comes to considering your health insurance options, you can spend hours doing your own research or you can call me. There is never a charge for my services. They are all a part of the ‘package’ you get when you choose Mutsko Insurance Services in Mentor, OH. Call us at 440-255-5700 to set up a time to talk.