Options are Open for HealthSpan Customers

Q.  HealthSpan is my current insurance provider. They have informed me they will be automatically enrolling me with another insurance company for 2017. How do I know this is the best plan for me? Do I have to accept this?

A.  When Medicare Open Enrollment comes around this fall, HealthSpan Members will have an important decision to make. They will need to choose a new insurance provider for 2017.

HealthSpan and Medical Mutual have been advising HealthSpan clients that they will automatically be enrolled in a Medical Mutual plan in 2017.  Before anyone accepts this automatic change, they should look around and compare different plans. It is important for HealthSpan customers to know they are free to shop around and choose the insurance that makes the most sense for them. They do not have to accept any plans recommended by HealthSpan or Medical Mutual.

Following Medicare’s rules, I will be permitted to begin serving any HealthSpan members when Medicare’s Open Enrollment begins on October 15, 2016. If you will be losing your HealthSpan coverage, contact me then and I will help you find the plan offering the best combination of rates and coverage to suit your circumstances and cover your doctors, hospitals and other preferred health care providers. I represent only the most respected insurance companies in the industry. If you choose me as your agent of record, I will be available to serve you in the future whenever questions arise.

Because HealthSpan is discontinuing your coverage, you will have extra time to get enrolled with a new insurance provider. Medicare’s Open Enrollment Period ends on December 7 for other Medicare Advantage plan enrollments, but HealthSpan members who are losing their coverage will have until December 31, 2016 to make changes.

Please call me at 440-255-5700 or email me at Lmutsko@mutskoinsurance.com if you would like more information or a quote on Life, Individual or Family Health Insurance, Medicare Advantage Plans or Medicare Supplements.  My office is conveniently located at 6966 Spinach Drive in Mentor, just around the corner from Route 2. I will be happy to help you find the right plan for you.

Barbara Comiskey

Laura Mutsko, owner of Mutsko Insurance Services, LLC, is a Certified Senior Advisor and has been a licensed insurance agent since 1997. She established Mutsko Insurance Services, LLC in February 2006. Laura has extensive experience in the insurance industry, much of it in the field of health and elder insurance products and services.

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Volume 7, Issue 10, Posted 7:46 PM, 10.03.2016