Help with Medical and Drug Costs

Extra Help/Low-Income Subsidy

If you meet certain income and resource limits, you may qualify for Extra Help from Medicare to pay the costs of Medicare prescription drug coverage.

Medicare Savings Programs

You may be able to get help from your State in paying your Medicare premiums. In some cases, Medicare Savings Programs may also pay Part A and Part B deductibles, co-insurance, and co-payments if you meet certain requirements.

4 Kinds of Medicare Savings Programs

If you have income from working, you may qualify for these 4 programs even if your income is higher than these limits.

If you qualify for a QMB, SLMB or QI program, you would most likely qualify to get Extra Help paying for Medicare prescription drug coverage.

1. Qualified Medicare Beneficiary (QMB) Program
2. Specified Low-Income Medicare Beneficiary (SLMB) Program
3. Qualifying Individual (QI) Program
4. Qualified Disabled and Working Individuals (QDWI) Program

How to Apply for Medicare Savings Programs

If you answer yes to these 3 questions, call your State Medicaid Program to see if you qualify for a Medicare Savings Program in your State:

1. Do you have, or are you eligible for, Medicare Part A?
2. Is your income for 2012 at or below the income limits?
3. Do you have limited resources, below the limits?

 I can help guide you to the correct place  needed to help you in these situations. I am a Senior Insurance Advisor in Euclid, Ohio for the past 5 years.  Call me for a private no cost consultation 216.272.0952.